Before we get to how you can make credit cards work for you, everyone reading this has to realize that in order to make credit cards work for you it is imperative that you follow two simple rules.
1. Always pay the full balance on your credit cards every month. If you do not pay your full balance every month you are borrowing money from the credit card companies at exorbitant rates which offsets any other gains from using credit cards wisely.
2. Always pay the full balance on your credit cards each month on time. If you pay late the credit cards companies will charge you late fees which will also offset the gains you can get from using credit cards wisely as detailed below.
How to Make Credit Cards Work for You in 2019
In order to get more customers in 2019, many credit card companies are offering cash back bonus money for signing up with them. The cash back bonuses generally ranges from $150 to $200 and to get the bonus you have to spend from $500 to $1,000 over the first three months after you sign up.
These are incredible deals and very lucrative for customers. Here are four credit card companies offering cash back bonus deals.
TD Bank - spend $500 over first three months and get cash back bonus of $200.
Capital One - spend $500 over first three months and get cash back bonus of $150.
HSBC - spend $500 over first three months and get cash back bonus of $150.
Wells Fargo - spend $1,000 over first three months get cash back bonus of $200 .
If we total up all four deals, you spend $2,500 total and get back $700 in cash. How can you go wrong?
In addition, each card offers at least 1.5% cash back for every purchase. So if you spend $2,500 to qualify for the cash back bonuses you will also get back at least another $37.50.
The TD Bank card offers 2% cash back on all grocery store purchases and 3% cash back at all restaurants.
The HSBC card offers a 10% anniversary bonus that pays you a 10% bonus on all the cash rewards you earn over a given year. Earn $500 in cash back over a year and they will give you another $50 in bonus money.
Signing up with these companies and taking advantage of their cash back bonus rewards is a major way to make credit cards work for you in 2018. Just make sure you always pay the full balance on your credit cards each month and you always pay on time to avoid any finance and late fee charges.
Be smart and make the credit card companies work for you in 2019.
For more see:
Why You Must Do Calculations Before Making Financial Transactions
How to Get One Week's Worth of Groceries for Free
How Much Money Do People Who Work from Home Save Per Month?
Can You Still Make Money From Blogging in 2018?
My 1 Million Views Halloween Article on Yahoo
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